What We Do

How to Achieve Financial Security.

Sound, simple advice over a period will improve your financial situation and give you the freedom that everyone dreams of. Today’s credit driven society creates opportunities for debt that is so easy, many do not even realise they are now just working to pay off monthly commitments. Our aim is to redress the balance and put our customers back in charge of their finances, not finances managing our customers.

What is Independent Financial Advice?

How about having every bank, insurance, investment and mortgage company in the same room, telling you the truth about their products? Well, that is exactly what you will get from Smart. A qualified, experienced consultant with the financial knowledge to help guide you through the financial maze and advise you on the best course of action.

Smart was created with two goals:

The first was to offer a service that is entirely tailored to the customer’s needs. Talking at a time and location that is convenient, in a language that is comfortable and understandable. To discuss wishes, requirements and preferences not just ticking boxes on a computer.

The second was to create an environment that allowed consultants to work without targets, competition or pressure, allowing them to concentrate on offering advice that is determined by customer’s needs not on business sales goals.

The Future

Smart is dedicated to customer service and an ongoing relationship. We offer an annual review service allowing you to keep on top of your financial affairs and for us to appraise you of your policies and their relative values.

The Smart Plan

Individually Tailored Advice helping you plan for the life that you want to live.
Mortgages, Secured Loans & Personal Loans
Life & Critical Illness Insurance
Private Medical Insurance
Retirement Planning
Savings & Investments
Home & Contents Insurance
Holiday Insurance
Commercial Lending and Insurance
Public Liability & Indemnity, Employers Liability